File 1095-B Online

What is IRS Form 1095-B?

• Tax1099 offers Affordable Care Act Forms 1095-B and 1095-C, for reporting information to the IRS and to taxpayers about individuals not covered by the minimum essential healthcare coverage. Usecase: Any person who provides minimum essential healthcare coverage to an individual must file an information return reporting the individual’s coverage.

Form 1095-B

Form 1095-B provides information about your health coverage.

The form has four parts:

• Part I identifies the policyholder for the insurance policy. For an employer-sponsored plan, for example, this would be the name of the employee.

• Part II identifies the employer, if the insurance is employer-sponsored.

• Part III identifies the insurance company providing the coverage.

• Part IV lists the people covered under the policyholder’s policy, by year or by month.

When would you need to file a 1095-B?

Form 1095-B is used to report certain information to the IRS and to taxpayers about individuals who are covered by minimum essential coverage. Eligibility for certain types of minimum essential coverage can affect a taxpayer's eligibility for the premium tax credit.

Every person that provides minimum essential coverage to an individual during a calendar year must file an information return reporting the coverage. Filers will use Form 1094-B (transmittal) to submit Forms 1095-B (returns).

Employers (including government employers) subject to the employer shared responsibility provisions sponsoring self-insured group health plans generally will report information about the coverage in Part III of Form 1095-C instead of on Form 1095-B.

Decision Process

How many FTE (full-time equivalent, defined as working 30 or more hours per week) employees do you have?

How many PT employees do you have?

Choose the timeframe to calculate FT equivalency for your PT employees?

Enter the average hours worked by part-time employees

Total Full-Time Equivalent (FTE) : 0

• Fully insured and less than 50 FTE = no reporting requirement
• Fully insured and 50 FTE or more = 1095-C (Parts 1 and 2 only)
• Self-insured and less than 50 FTE = 1095-B
• Self-insured and 50 FTE or more = 1095-C (all parts)

Disclaimer: This calculator is not intended as tax advice. Consult your HR Specialist to confirm the results.

1095-B Deadline and Important Dates

With Tax1099.com, you can schedule the date that your forms are transmitted to the IRS. Scheduling your forms gives you time between when we email/USPS your forms to vendors and when we send the forms to the IRS. This is useful because your vendors may have edits to make. You can make those changes in Tax1099 before the scheduled date at no extra charge. We automatically schedule your IRS eFile transmission at a week away from when you submit, or by the deadline. You can edit this date to match your preference.